Back

Terms of Service

Last updated: 19.10.2026

1. General Provisions

These Terms of Service define the rules for using the Terra Market platform (hereinafter referred to as the "Platform").

Platform Administrator

Owner: Jacek Krupa
Address: Lubotyń Włoki 25a, 07-303 Stary Lubotyń, PL
Contact: hello@terramarket.eu, tel: +48 606 171 824
Business type: Unregistered business activity

2. Platform Nature and Type of Services

Terra Market is a technology platform for publishing listings and for contact between users. Terra Market is not a party to the sale agreement between the buyer and the seller.

The Platform serves as a technological intermediary, providing infrastructure for:

  • Publishing animal sales listings
  • Establishing contact between buyers and sellers
  • TerraMarket checkout (Buy now) through Stripe Connect, when the seller has turned payments on
  • Managing orders and communication

Services offered by Terra Market

Terra Market is a marketplace for the terrarium industry, offering the following services:

  • PRO Subscription: 49.90 PLN / month - 50 listings / month, 5 photos per listing, priority support
  • ELITE Subscription: 149.00 PLN / month - unlimited listings, 10 photos per listing, PDF passport generator, API access
  • Paid listings: 3.00 PLN per single listing

3. Payment System

Stripe Payments Europe, Ltd. processes TerraMarket checkout (Buy now) and payments for subscriptions and paid listings. A payment the buyer and seller arrange directly is not a TerraMarket payment and does not go through Stripe.

TerraMarket checkout — Direct Charges

When a listing shows Buy now, payment for the animal goes from the buyer to the seller's connected Stripe account. Terra Market is not a party to that payment.

For TerraMarket checkout:

  • The payment is processed on the seller's Stripe account.
  • Terra Market does not receive that payment into its own account.
  • The seller is the party to the Stripe payment.
  • The buyer pays the seller through Stripe Checkout.

If a listing has no Buy now, the buyer can message the seller. Any payment (bank transfer, BLIK, PayPal, cash on pickup, or another method) is agreed between them, in messages. Terra Market does not publish a bank account, a PayPal identifier, or a BLIK phone number on the listing. Terra Market does not take that payment, does not confirm it, and does not record it as an order.

Payments for subscriptions and listings

Payments for subscriptions (PRO/ELITE) and paid listings are also processed by Stripe.

  • Credit/debit card payments, BLIK, and other methods supported by Stripe
  • Bank statement description: TERRAMARKET.EU
  • Payments processed by Stripe are encrypted by Stripe.
  • The platform does not store payment card data - all data is processed by Stripe

The platform does not have access to users' payment funds and does not store payment card data.

4. Seller Verification (KYC/AML)

To receive payouts from TerraMarket checkout, the seller must complete Stripe identity verification (KYC/AML).

The verification process includes:

  • Verification of personal data (name, surname, address)
  • Verification of identity document (ID card, passport)
  • Verification of bank account data (for payouts)
  • Additional checks according to regulatory requirements

Verification is conducted by Stripe as part of the onboarding process to Stripe Connect Express. Terra Market does not have full access to verification data - it only sees the verification status of the seller's account.

Until Stripe verification is complete, the seller does not receive payouts from TerraMarket checkout. That is not a ban on publishing a listing or on contact with a buyer.

5. Fees and Commissions

TerraMarket fees for subscriptions and paid listings are on the price list. Current animal checkout does not add a separate service fee on top of the listing price.

All fees are visible before transaction confirmation. Fees for subscriptions and paid listings are non-refundable after service activation.

With Buy now, the buyer pays the order amount: the listing price and the selected shipping cost, or local pickup.

That amount is paid to the seller through Stripe as TerraMarket checkout. Terra Market does not currently add a separate service fee to it.

  • Subscription and paid-listing fees are separate and are shown before payment.
  • Subscription and paid-listing fees are non-refundable after the service is activated.
  • A payment agreed in messages is not a TerraMarket order and is not a basis for a commission on that payment.
  • Affiliate commission applies to subscriptions and listing credits, not to a privately agreed payment.

6. Liability

The seller is responsible for the animal, the description, legality, shipping, and returns. For TerraMarket checkout, the seller is the party to the Stripe payment. For a payment agreed in messages, the seller is still responsible for the animal and for that agreement. Terra Market is not a party to either agreement.

Terra Market is not responsible for:

  • Quality, condition, or compliance with description of products offered by sellers
  • Transaction fulfillment between buyer and seller
  • Any disputes between users
  • Actions or omissions of sellers or buyers
  • Product shipping and any delays
  • Returns and complaints - these are handled directly between buyer and seller

Terra Market provides the listing, messages, and, when the seller has turned payments on, Stripe checkout. Claims about the animal, shipping, or a return go to the seller.

7. Right of Withdrawal

Right to withdraw from the agreement

According to Art. 38 para. 1 of the Consumer Rights Act, a consumer cannot withdraw from a service agreement if the service provider has fully performed the service with the explicit consent of the consumer, who was informed before the start of performance that after fulfillment of the service, they will lose the right to withdraw from the agreement.

In case of purchase of digital content (PRO/ELITE subscriptions):

  • The user loses the right to withdraw from the agreement at the moment of full service performance
  • Full service performance occurs at the moment of activation of premium features (PRO or ELITE plan)
  • After subscription plan activation, the user immediately receives access to all premium features
  • Therefore, the right to withdraw from the agreement expires at the moment of subscription activation

The user can cancel the subscription at any time, which means it will not be renewed after the end of the current billing period. Cancellation of subscription does not entitle to a refund for the already paid period.

8. User Rights and Obligations

Users are obliged to:

  • Provide true and current data
  • Comply with legal provisions, especially regarding animal trade
  • Possess required permits and documents (e.g., CITES)
  • Use the Platform according to its intended purpose
  • Complete Stripe Connect verification (for sellers wishing to receive payouts)

Account Verification

Access to selling features requires positive phone number verification via SMS. One phone number can be associated with only one User account to prevent fraud.

CITES Documentation Obligations

The user is legally obligated to possess and provide CITES documentation for protected species.

In the case of selling animals requiring CITES documents (Convention on International Trade in Endangered Species), the seller:

  • Is legally obligated to possess valid CITES documents before publishing a listing
  • Must submit CITES documents for verification by the platform administrator
  • May publish a listing only after positive verification of CITES documents
  • Is responsible for CITES document compliance with international and national law
  • Must give the CITES documents to the buyer once the sale is agreed, including when payment does not go through TerraMarket. The payment method does not remove CITES duties.

9. Final Provisions

Terra Market reserves the right to change the Terms of Service. Changes come into effect after publication on the Platform. Continued use of the Platform after changes are introduced means acceptance of them.

In matters not regulated by these Terms of Service, Polish law provisions apply.

10. Buyer Protection

TerraMarket checkout (Buy now) goes through Stripe to the seller's connected account. After that payment is completed, Terra Market does not refund it. A refund of that payment is between the buyer and the seller.

This applies only to an order paid through TerraMarket.

  • Buy now is processed on the seller's Stripe account (Stripe Checkout / Stripe Connect).
  • Terra Market does not refund that payment after it is completed.
  • The platform does not guarantee product quality or transaction fulfillment - responsibility lies solely with the seller
  • Any disputes regarding transactions (product quality, shipping, returns) should be directed directly to the seller

Recommendations for buyers:

  • Check seller verification ("Verified" badge) before making a purchase
  • Check seller reviews and ratings in the profile
  • Buy now is a TerraMarket payment. A payment agreed in messages is not: the platform does not take it, does not confirm it, and does not refund it.
  • In case of problems, contact Terra Market support (hello@terramarket.eu)

Contact

For questions regarding the Terms of Service, please contact:

Email: hello@terramarket.eu
Phone: +48 606 171 824

Need help? Write to us!